Join us to find out how Admiral Money is approving 18% more loans

Live Webinar: Wednesday 12th August, 11am-12pm



Traditional credit scoring has been the gold standard for decades. However, amidst shifting FCA regulations, the rise of alternative credit like BNPL, and modern working patterns, relying entirely on historical credit data leaves critical blind spots.

To maintain a competitive edge, forward-thinking lenders must find a way to balance robust fraud control and tight credit selection with the seamless, fast digital journeys that customers expect. The industry is rapidly moving away from estimated risk toward a model of verified reality.

In this exclusive webinar, Moneyhub sits down with the credit risk and digital transformation pioneers at Admiral Money to look under the hood of their data-driven lending journey.

From navigating the initial internal hurdles of securing corporate buy-in to assessing the positive impact on the user journey, this session provides a transparent, end-to-end look at a highly successful lending transformation.

 

What we will cover:

  • Navigating market & regulatory headwinds: how Admiral Money has responded to a volatile cost-of-living landscape and shifting regulatory expectations under Consumer Duty.
  • Unlocking new customer segments: how real-time, clean data gives underwriters the precision and confidence to safely say ‘yes’ to complex edge cases, thin files, and applicants with irregular incomes, such as the self-employed.
  • Streamlining daily underwriting operations: practical considerations for embedding clean, categorised bank data into daily operations to drastically slash processing times without causing information overload.
  • Looking to the future: how upcoming multi-bureau changes will impact the market, and how Open Finance and AI are shaping the future of lending and collections.

 

Who should watch?

Chief Risk Officers, Heads of Credit Risk, Heads of Data, Directors of Digital Transformation, Innovation Leaders, and Lending Product Managers looking for proven, practical, and data-driven insights into Open Banking implementation.

Meet our speakers

Craig_Collins-1

Craig Collins, CCO at Admiral Money

Chief Commercial Officer at Admiral Money, where he was previously Specialist Mortgages Director. His earlier senior roles include Retail Director at Pepper Money UK and Wholesale Director at Optimum Credit, following a long tenure in sales leadership and business development across specialist lending. 

At Admiral Money, he has guided the business’s move into specialist mortgages, utilising his experience from commercial and retail leadership positions. 

Craig_Atter

Craig Atter, Growth Director at Admiral Money

28 years’ experience in financial services. Before joining Admiral Money, currently as Growth Director, Craig spent 2 years in Admiral Insurance and before that was at Lloyds Banking Group for 20 years. Here he held a range of roles across Insurance and Retail Division’s. He has a broad experience across operations leadership, sales, proposition delivery & 3rd & management. 

David Firth-1

David Firth, Product Director at Moneyhub

David Firth has over 17 years of experience in Product. He played an important role in PSD2 and the UK’s Open Banking initiative from its conception, helping heavily regulated firms to adopt cutting edge technologies in record-time. As Product Director, gifting this flexibility and freedom to financial institutions is what David enjoys most about his role. Outside of the workplace, David is an escape room veteran, with a 100% escape record from over 60 rooms.